Appraisal services for Cherryville and Gaston County homeowners

Check out the top seven reasons NC homeowners order from Daniel Binnix:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Gaston county's assessment of your propertyvalue
To cut your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a NC divorce, when real estate property needs to be divided
Settle an estate in NC by determining the true market value of real estate in question

Own a house in or near Cherryville, NC and need help deciding the price of it?
Contact Daniel Binnix.

At Daniel Binnix, we understand the special needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular consumer that most likely doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Daniel Binnix are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Need to cancel PMI?

A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Daniel Binnix, we're seasoned in helping customers just like you dismiss undesirable PMI insurance.

Challenging property tax assessments

If you live in a local area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Daniel Binnix is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Daniel Binnix can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Daniel Binnix can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.